First Home Buyer. FHOG - First Home Owners up to 106% No Deposit Required.

First Home Buyer

Buying an Owner Occupier Home to live in or an Investment Property

Please be aware that in order to qualify for the FHOG subsidies, at least one applicant must live in the home as their principal place of residence for 6 continuous months commencing within 12 months of transfer of title of this property.

First Home Owner Loans

As a first home buyer, there are a multitude of Home Loan Products and styles to choose from. Selecting the right home loan is totally dependant on your personal circumstances. The reason there are so many variations is the fact that different lenders set different loan qualifying criteria and some are willing to accept a higher risk factor than others. By not have any savings, this does not mean that you need a 105% or a 106% loan. The difference between the 105% and 106% home loans apart from the interest rate, may simply be Post Code Location restrictions.

To view First Home Owner loan descriptions, product specifications or loan interest rates, simply click on one of the products below.