A Fixed Loan means that the interest rate can be set for a predetermined period from 6 months to 10 years. Fixed rates are generally set on forecasts or indications of possible Interest Rate decreases or increases by RBA (Reserve Bank of Australia) based on economic factors. Various lenders set their Rates based on assumptions, hence, rates can vary dramatically between Home Loan Lenders.

Fixed 6 Months Home Loans

Fixed 1 Year Home Loans

Fixed 2 Year Home Loans

Fixed 3 Year Home Loans

Fixed 4 Year Home Loans

Fixed 5 Year Home Loans

You can never be locked into any loan by any lender!

(This means that irrespective of being in a fixed rate loan or a variable rate loan, you can leave that lender by paying their indicated break fee. It is often the case that break fees are less than the benefits received by switching to a better loan product.)

The Australian Home Loan Industry boasts in excess of 3,000 loan products, options and variations. Mortgage Buddy as a true Mortgage & Finance Broker can assist you with the majority of these various home loan options.