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| What is a Graduate Home Loan? |
Graduate Variable Home Loan 9.85%
Variable Comparison Interest Rate 10.31%
Graduate Fixed 3 Years Home Loan 9.85%
Variable Comparison Interest Rate 10.31%
Graduate Home
Loan:
- Repays
ALL* your HECS debt. This increases your 'in the hand'
after-tax income, therefore allowing you to borrow more
- You
get to keep all of the $7,000 First Home Owner's Grant – if
applicable
- You
receive a 10% discount on repayment of your HECS debts from
the Government.
- You
get into the property market years sooner
- You
are no longer paying 'dead' rent money.
- No
need to save for a deposit.
*limits may be imposed at
Lender's discretion. |
What does repaying your HECS in full do for
you?
YOU can now afford to buy the Home YOU want:
With your HECS debt gone – you will have more after tax income to
comfortably repay a mortgage. Put another way – you can now borrow
enough to get into the home you want.
3 Simple Questions:
1. Do you
currently have an outstanding HECS* Debt?
2. Do you earn over
$65,000 gross p.a.?
3. Do you hold a HECS* funded degree from an
Australian University in any one of the following
disciplines?
Accountancy
Finance
Law
Engineering
Medicine
(MB BS)
Dentistry
Pharmacy
Vet
Science
Podiatry
Psychology (must be registered with the
relevant State or Territory authority e.g. in NSW, the Psychologists
Registration)
If you answered YES to ALL 3
questions...you're well on your way!
*WARNING: The comparison rate is calculated on a loan of $150,000 over 25 years. This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. A full copy of the comparison rate schedule is available upon request. All loans are subject to the lenders normal terms and conditions. Loan qualification criteria apply. |
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