No deposit loans are not restricted to the first home buyer. There are a number of loan products and styles to choose from. Selecting the right loan is totally dependant on your personal circumstances. The reason there are so many variations is the fact that different lenders set different loan qualifying criteria and some are willing to accept a higher risk factor than others. By not have any savings, this does not mean that you need a 105% or a 106% loan. The difference between the 105% and 106% home loans apart from the interest rate, may simply be Post Code Location restrictions.

To view loan descriptions, product specifications or no deposit interest rates for our no deposit home loans , simply click on one of the products below.

No Deposit Home Loans