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Mortgage Buddy provides access to multiple lenders offering one of the largest, most comprehensive loan product showcases in Australia. We are constantly updating our home loan product selection to provide simple access to an ever increasing array of loan products at competitive interest rates.
Apply On Line
Our on line home loan application can be completed in 2 minutes. You will be provide you with an instant home loan pre approval and a pre-approval certificate will be emailed directly to you. We will also contact you to offer further assistance or provide home loan alternatives.
Interest Rates
Home loan interest rates are one of the most important factors when initially searching for a home loan. However, prior to selecting your home loan, it is advisable to consider loan features. The cheapest home loan is not always the best loan hence the introduction of comparison interest rate schedules. Compare Home Loan Interest Rates from multiple Lenders.
A - Z of Loans
Quick pick listing of loan products and loan terms.
FHOG
Mortgage Buddy provides a simple access point where you can obtain your grant by state. this port is a direct link to local state criteria including first home buyer concessions and rebates. We also provide the service of completing and submitting the FHOG on your behalf.
First Home Buyers
Selecting the right loan when purchasing your first home could mean the difference between living the Aussie dream or suffering financial hardship. Mortgage Buddy will assist you with make the right choice from the huge selection of first home buyer loans.
Home Loan Selector
Selecting the right home loan can be extremely confusing. There are in excess of 3,000 loan product variations offered to the home buyer or to anyone wishing to refinance. Mortgage Buddy eliminates the confusing clutter to make your selection process, simple.
Existing Home Owner
Even though you are not a first home buyer, there are a number of loan products that will allow you to borrow up to 100%, 105% or 106% of the property value. For those that have a deposit or equity in another property, interest rates can be substantially lower thus providing competitive loan solutions.
Refinance
Refinancing your existing mortgage could save you a huge amount of money over the term of your loan. Selecting a home loan with flexible features may allow you to reduce the time it will take to repay your mortgage. Careful loan selection is the key to finding the loan that suits you most.
Debt Consolidation
By consolidating your home loan with side debts such as credit cards, personal loans or car loans, you could save $100s each week plus thousands of dollars over the terms of your loans. Consolidating all your debts to a single low rate loan such as your home loan interest rate, you could effect improve your everyday cash flow.
Moving House
Have you found a property that you like to buy but have not yet sold your existing property? It is possible to purchase your new home before you sell your existing home. Go between loans, relocation loans or bridging loans serve this purpose.
Construction
Loans for renovating or building a new house are available as construction loans. Even if you are an owner builder, these loans are structured in draw down phases to alleviate the normal financial frustrations when building. Land & construction finance is generally arranged as a split loan.
Seniors
If you have a current mortgage or loan on the property this will be paid out for you. You can use your money anyway you wish – additional income to enjoy yourself, shopping, home repairs, health care, holidays, to help your family, to buy a new car or pay out existing debts, mortgage, loans or credit cards - your choice. Sometimes called Reverse Mortgage.
Internet Banking
Banking on line and general internet banking is quickly become a preferred method for savings or loan account transactions. Finding the on line access port for some lenders can be like walking through a maze. Mortgage Buddy now provides a simple access port to your most favorite bank, credit union or building society.
Loan Calculators
Mortgage Buddy has developed a number of finance tools for your convenience. Home loan calculator to calculate your loan repayments. Debt consolidation calculator to calculate the saving you may achieve through consolidation. Stamp duty calculator summarizes the stamp duty applied by each individual state of Australia. Mortgage insurance calculator estimates the cost on borrowing over 80% LVR. How much do I need calculator provides an excellent guide to the cost related to financing a property purchase or refinance.
Free Software
Budget planning is a critical part of every day living. Monitoring your living expenses and offsetting these expenses enables you to allocate funds to various expenditure categories. This free budget planner software provides a simple solution for your home budget.
Investment tracking allows you to view the costs and growth of your investments. Portfolio tracker is a free investment tracking software program that enables you to view important details at the click of a button.
Services
Mortgage Buddy specialises in home loans, however, our services are by no means limited and you can obtain access to virtually any product or service relating to finance, through Mortgage Buddy. We have the A to Z of loans.
Mortgage Broker
Mortgage Buddy focus predominantly in property finance loans. As a true finance broker we have access to multiple lenders with products from Banks, Credit Unions, Building Societies, Conforming and Non Conforming Lending Specialists and Wholesale Finance Providers. Morgage Buddy helps find the right loan for you.
Real Estate
Free Real Estate advertising. Advertise here to sell your home. We also offer assistance with property investment options and we explain in detail the pros and cons of positive gearing or negative gearing.
Insurance
A large number of Australians are either under insured or not protected at all and in the event of unforseen circumstances in life, this could
lead to mental anguish or stress and create undue pressure on loved ones
or family members.
Legal
Our legal affiliates specialise in Lender's Loan Contracts and Property Purchase Contracts thus providing detailed accuracy in these processes. Unlike general legal practitioners, our legal affiliates minimise settlement time delays due to their specialisation and understanding of Financial Transactions and Lender's Processes. This speeds up the loan process and minimises transaction settlement times. Legal assist support ensures peace of mind through independent legal representation.
Conveancing
Conveyancing Services use sophisticated computer technology and provide every customer with professional service and expertise. Our conveyancing associates offer Speed, Security, Simplicity and Savings and more importantly - satisfaction. The assistance offered is crucial when buying an existing dwelling, constructing or purchasing land.
Accountant
Our Associates offer full benefits in rebates, allowances and claims
providing you with the most effective Tax Advice to support the fast
tracking of your financial growth. Submissions of weekly rebates for negative gearing and advise on effective expense splitting are just some
of the services offered.
Financial Planner
It has been generally understood that financial planners are only for
rich people, however, this could be no further from the truth. Majority
of rich people have used financial planners or financial strategies to
build their wealth, therefore, it is evident that in order to grow
financially, you must engage the services of a financial professional.
Financial planning is not simply for when you retire, it is imperative
for a financially healthier today as well as tomorrow.
About
View our history, our mission statement, our privacy policy or our legal policy. Mortgage Buddy Disclaimer
Contact
Contact Mortgage Buddy
Employment
Mortgage Buddy is an equal opportunity employer. From time to time we have positions vacant that we advertise in this section. Please select a position of interest to view availability;
Management
Administration
Sales
Marketing
FAQ's
Do you have a question in relation to your home loan or morgage? In this category we have listed questions and provided the answers. If you would like us to ad the answer to a question that you feel may be important to other viewers, please send us a line.
Articles of Interest
Finance news, articles of interest or finance publications are available on this home loan web site. We are constantly looking for financial links or topics and welcome your feedback or recommendation on informative topics of interest.
Mortgage Blog, Finance Blog, Investing Blog, Money Blog, Real Estate Blog where you can give us your stories, tips, tricks and ideas about home loans, investing or any related topic.
Shopping
The shopping section is updated constantly with items we consider may be if benefit to our viewers. There is no limit to what we source to place in this category but we will always try and source value added shopping items, product, goods and services. These may be paid advertisers or we may provide free advertising for our clients that have a product or service they wish to promote.
Travel & Leisure
Access to specials that may be offered from time to time. Life can be stressful and for this reason, we have created this category in the hope that you may find something to reduce your stress levels. These are paid advertisers. Holidays, travel, weekend escapes, flights, cruises, pamper packages and more.........
Advertise Here
If you have a service that would benefit our clients, please contact us and see how we may be able to accommodate your business or service into this web site. We are constantly sourcing the following professionals to advertise their services, for FREE. Accountants, Financial Planners, Lawyers or Solicitors, Conveyancers.
Loan Products available through Mortgage Buddy
100% Home Loan, 100% Investment Loan, 105% Home Loan, 105% Investment Loan, 105% Refinance, 106% Home Loan, 106% Investment Loan,
Fixed Loans, Variable Loans, Line Of Credit Loans, Offset Loans, Construction Loans, Owner Builder Loans, Interest Only Loans, Principal & Interest Loans, University Graduate Loans, First Home Buyer Loans, Flexi Choice Loans, Investor Loans, Deferred Payment Loans, Equity Finance Loans, No Deposit Loans, Debt Consolidation, Refinance, Remortgage, Gobetween, Bridging, Relocation, Lo Doc, Full Doc, Credit Impaired, Deposit Bonds, Morgages, Commercial Loans, Business Finance, Farm Finance, Rural Finance, Development Finance, Caveat Loan
Would I, Should I, Could I
Mortgage & Tax Report
Step by Step Home Loan Process
How long does it take to get a home loan and what is the process?
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