Yes, there can be tremendous benefits to refinancing your existing Home Loan or Investment Property Loan/s. Weigh up your options.

Refinance to improve your life......
There are many situations where refinancing is wise move. Refinance to obtain additional money for life's wants. Maybe you want to add a swimming pool, build a new fence or make additions to your property. Have you considered refinancing to obtain the funds to secure an investment property to build you future wealth or maybe you need money to buy shares. Generally when deciding to refinance you will weigh up the option so that you benefit financially by securing a better style of loan with a more competitive interest rate or even move to a better lender that understands your needs.

I can't refinance because I am in a Fixed Loan.

You can never be locked into any loan by any lender! (This means that irrespective of being in a fixed rate loan or a variable rate loan, you can leave that lender by paying their indicated break fee. It is often the case that break fees are less than the benefits received by switching to a better loan product.)